We Are The Leading Final Expense Insurance Company. As a family-owned and operated company, we have the unique freedom to do business differently than most life insurance companies. While most big name life insurance companies answer to Wall Street, we answer to you. While most answer calls with an automated menu, we answer with a live person. While most see you as just another sale, we see someone who deserves our time and attention. We choose to do business differently because we follow a strict set of values that keep you at the forefront of every decision we make.These values have allowed us to become the nation's leader in agent-produced final expense life insurance. From the beginning, we've partnered with the best in the final expense industry to ensure our customers are always treated with respect and dignity. You'll see that our agents are cut from a different cloth - they're more concerned with protecting people than with selling products you don't need. Every day, thousands of our field representatives educate families on the local funeral industry and the various costs associated with final arrangements. Lincoln Heritage agents are proud of the work they do because they're helping people in their community plan for final expenses - and that's rewarding work